淡江大學風險管理與保險學系

年度	論文名稱
2023	Hsiao, Ching-yuan, Internal versus external capital markets and risk-taking, , International Review of Economics and Finance 92,　p.503-519, , pp
2022	Hsiao, Ching-Yuan, Contingent factors of the coinsurance function of internal capital markets: Evidence from the US nonlife insurance industry, , The North-American Journal of Economics and Finance 66(101908), , pp
2022	Hsiao, Ching-yuan, Risk-sharing function in internal capital markets: Evidence from intragroup reinsurance activities, , International Review of Financial Analysis 87,　102634, , pp
2020	Ching-Yuan Hsiao; Yung-Ming Shiu, Group Firms' Access to Internal Capital Markets: The Contingent Roles of Group Resources and Affiliates' Financial Weakness, , Economic Modelling v.96, p.135-156, , pp
2019	Ching-Yuan Hsiao; Yung-Ming Shiu, The effects of business mix on internal and external reinsurance usage, , The Geneva Papers on Risk and Insurance - Issues and Practice 44(4), p.624-652, , pp

年度	論文名稱
2023	Ching-Yuan Hsiao, How Business Groups Finance Internal Capital Supports? The Roles of Group Firms External Financing and Risk-Taking Decisions, , Accounting and Finance Association of Australia and New Zealand (AFAANZ) Conference 2024, , 2024-07-02-
2022	Ching-Yuan Hsiao, The Interplays among Related Party Transactions: from the Perspective of Coinsurance Theory, , Accounting and Finance Association of Australia and New Zealand (AFAANZ) Conference 2023, , 2023-07-02-
2021	Ching-Yuan Hsiao; Yung-Ming Shiu, Does Capital Shortage due to Internal Capital Markets Activities Drive Providing Firms’ External Capital Issuance?, , 2021台灣風險與保險學會國際研討會暨年會, , 2021-12-11-
2021	Ching-Yuan Hsiao, Parent Firm’s Organization Form and Risk-Sharing Function of Internal Capital Markets: The Case of Intra-Group Reinsurance, , 2021台灣財務金融學會年會, , 2021-09-24-
2021	Ching-Yuan Hsiao, Does Capital Depletion Drive External Capital Issuance? Evidence from Internal Capital Markets, , Accounting and Finance Association of Australia and New Zealand (AFAANZ) Conference 2022, , 2022-07-03-
2020	Ching-Yuan Hsiao, Internal Resources Allocations and External Financing Activities: Evidence from Intra-Group Reinsurance in the US Non-Life Insurance Industry, , World Risk and Insurance Economics Congress (WRIEC), , 2020-08-04-
2020	Ching-Yuan Hsiao, Do Financially Weak Affiliates Benefit from Internal Capital Markets in Capital Management Practices? The Contingent Role of Group Resources, , 台灣經濟計量學會, , 2020-11-21-
2020	Ching-Yuan Hsiao; Yung-Ming Shiu, Do Financially-weak Affiliates Benefit from Internal Capital Markets in Capital Management Practices? The Contingent Role of Group Resources, , 2020台灣風險與保險學會國際研討會暨年會, , 2020-12-19-
2020	Ching-Yuan Hsiao, Parent Firm's Organization Form and Risk-Sharing Function of Internal Capital Markets: The Case of Intra-Group Reinsurance, , Accounting and Finance Association of Australia and New Zealand (AFAANZ) virtual conference, , 2021-07-05-
2020	Ching-Yuan Hsiao, Organization Form and Risk-Sharing Function of Internal Capital Markets: The Case of Intra-Group Reinsurance, , APRIA 2021 Annual Conference, , 2021-07-25-
2019	Ching-Yuan Hsiao, How Internal Capital Providers Replenish Capacity via External Financing Activities? Evidence from Intra-Group Reinsurance Activities in the US Non-Life Insurance Industry, , 2019 台灣風險與保險學會年會暨國際學術研討會, , 2019-12-14-

年度	書名
2017	蕭景元, 內部資本市場的三篇論文 : 以美國產險業為例, This dissertation consists of three essays and focuses on intra-group reinsurance arrangements as the main internal capital markets activities in the U.S. non-life insurance industry from the period of 1999 to 2016. In essay 1, by employing the regression model of Cragg (1971) to analyze the determinants of internal reinsurance provision and receipt, we document the following results. First, internal reinsurance provision is positively related to external reinsurance, investment risk, and profitability, suggesting that they are the capacity sources to support the provision internal reinsurance. In contrast, these variables negatively affect internal reinsurance receipt. Second, we discover the inverse-U patterns regarding the effects of external reinsurance and investment risk on internal reinsurance provision, which may indicate that these internal reinsurance providers tend to curtail internal reinsurance provision to avoid posing excessive counterparty risk on the recipients of internal reinsurance. Moreover, we also find such non-linear effects of underwriting risk variables on internal reinsurance receipt, which indicate that the recipients tend to avoid transferring excessive underwriting risk to the providers. In essay 2, we analyze the relations among intra-group reinsurance, capital, and risk, and document the following results. First, the insurers whose intra-group reinsurance participation status are converted to providers are associated with the decrease in capital ratio. Such result s may be driven by the substitution effect of an increase in the income streams from internal reinsurance transactions on capital financing. Second, we find a positive effect of capital ratio on internal reinsurance provision, which suggests that the provision of internal reinsurance is supported by capital. On the contrary, internal reinsurance receipt and capital are negatively interrelated, suggesting that they are substitutes. Moreover, we find a positive relation between internal reinsurance receipt and investment risk, which may imply that internal reinsurance could be utilized for allocating risk among investment and underwriting activities. In essay 3, we analyze how insurers adjust their capital structure and document the following results. First, the deviation from target leverage positively affects the funds received via internal capital transfer for both internal reinsurance providers and recipients. Such relation does not exist for the insurers without intra-group reinsurance participation. Our results may indicate that the insurers with the economic connections created by intra-group reinsurance are more likely to receive supports when they are undercapitalized. In addition, some results indicate that the negative effect of target leverage deviation on premiums growth is weaker for recipients, which may be caused by the offsetting effect of the capacity supplement via internal reinsurance., 政治大學

年度	活動名稱	主題/發表題目	活動單位	活動期間
113	【全英語授課教師社群】宏觀、中觀、微觀之EMI面面觀新思維	【全英語授課教師社群】宏觀、中觀、微觀之EMI面面觀新思維（2024-10-29 12:00:00 ~ 14:00:00）	土木工程學系	2024-10-29 ~ 2024-10-29
113	資通安全通識教育訓練	資通安全通識教育訓練（2024-11-08 09:00:00 ~ 12:00:00）	教學支援組	2024-11-08 ~ 2024-11-08
112	融入專案實作於績效管理課程之實踐經驗分享	融入專案實作於績效管理課程之實踐經驗分享（2023-09-20 12:00:00 ~ 13:00:00）	教師教學發展中心	2023-09-20 ~ 2023-09-20
112	翻轉我們的世界—SDGs融入大學英文的教學創新(國立臺北商業大學林怡安助理教授)	翻轉我們的世界—SDGs融入大學英文的教學創新(國立臺北商業大學林怡安助理教授)（2023-10-30 12:00:00 ~ 13:30:00）	教師教學發展中心	2023-10-30 ~ 2023-10-30
112	112 學年度第 1 學期「資安及個資保護」教育訓練-iClass平台非同步學習	112 學年度第 1 學期「資安及個資保護」教育訓練-iClass平台非同步學習（2023-11-23 08:00:00 ~ 17:00:00）	教學支援組	2023-11-23 ~ 2023-11-23
112	EMI教學經驗分享：以經濟學為例	EMI教學經驗分享：以經濟學為例（2024-01-08 12:00:00 ~ 14:00:00）	國際企業學系	2024-01-08 ~ 2024-01-08
112	第四次EMI外交系全英語教學教師教學與輔導社群經驗分享會	第四次EMI外交系全英語教學教師教學與輔導社群經驗分享會（2024-01-10 12:00:00 ~ 13:00:00）	外交與國際關係學系	2024-01-10 ~ 2024-01-10
112	EMI教學經驗分享【數量分析方法的英語授課分享：以計量經濟學為例】	EMI教學經驗分享【數量分析方法的英語授課分享：以計量經濟學為例】（2024-05-02 12:00:00 ~ 13:00:00）	產業經濟學系	2024-05-02 ~ 2024-05-02
112	113學年度大一導師輔導知能及大學學習課程研習	113學年度大一導師輔導知能及大學學習課程研習（2024-06-24 13:00:00 ~ 15:30:00）	生活輔導組	2024-06-24 ~ 2024-06-24
112	Accounting and Finance Association of Australia and New Zealand (AFAANZ) Conference 2024	Accounting and Finance Association of Australia and New Zealand (AFAANZ) Conference 2024	Accounting and Finance Association of Australia and New Zealand (AFAANZ) Conference 2024	2024-06-30 ~ 2024-07-02
112	產險業TCFD報告書人工Coding評鑑內容說明與建議	產險業TCFD報告書人工Coding評鑑內容說明與建議	國立政治大學企業永續管理研究中心	2024-05-16 ~ 2024-05-16
111	大學學習大一導師說明會	大學學習大一導師說明會（2022-08-31 12:00:00 ~ 13:00:00）	品質保證稽核處	2022-08-31 ~ 2022-08-31
111	推薦信-University of Warwick	推薦信-University of Warwick	風險管理與保險學系	2022-12-30 ~ 2022-12-30
111	King's College London推薦信 (MSC Emerging Economies and International Development)	King's College London推薦信 (MSC Emerging Economies and International Development)	風險管理與保險學系	2022-12-30 ~ 2022-12-30
111	King's College London推薦信 (MSC Finance)	King's College London推薦信 (MSC Finance)	風險管理與保險學系	2022-12-30 ~ 2022-12-30
111	國立政治大學風險管理與保險學系線上演講	國立政治大學風險管理與保險學系線上演講	國立政治大學風險管理與保險學系	2022-11-18 ~ 2022-12-23
111	淡江大學2023永續研發峰會-SectionI主題：永續與創新	淡江大學2023永續研發峰會-SectionI主題：永續與創新（2023-05-03 10:30:00 ~ 12:00:00）	研究發展處	2023-05-03 ~ 2023-05-03
111	Accounting and Finance Association of Australia and New Zealand (AFAANZ) Conference 2023	Accounting and Finance Association of Australia and New Zealand (AFAANZ) Conference 2023	Accounting and Finance Association of Australia and New Zealand (AFAANZ) Conference 2023	2023-07-02 ~ 2023-07-04
110	2021大學永續發展目標與產業發展交流工作坊	2021大學永續發展目標與產業發展交流工作坊（2021-09-01 09:00:00 ~ 12:10:00）	品質保證稽核處	2021-09-01 ~ 2021-09-01
110	110 學年度第 1 學期遠端學習模擬演練說明會	110 學年度第 1 學期遠端學習模擬演練說明會（2021-09-13 11:00:00 ~ 14:00:00）	教學支援組	2021-09-13 ~ 2021-09-13
110	2021台灣風險與保險學會國際研討會暨年會	2021台灣風險與保險學會國際研討會暨年會	2021台灣風險與保險學會國際研討會暨年會	2021-12-11 ~ 2021-12-11
110	2021台灣財務金融學會年會	2021台灣財務金融學會年會	2021台灣財務金融學會年會	2021-09-24 ~ 2021-09-25
110	撰寫碩士班推薦甄試推薦信	撰寫碩士班推薦甄試推薦信	淡江大學保險經營研究所	2021-11-03 ~ 2021-11-03
110	撰寫碩士班入學考試推薦信	撰寫碩士班入學考試推薦信	國立清華大學社會所	2021-12-24 ~ 2021-12-24
110	全雲端智慧校園—舞動教學(Smart PASS)推動會(場次一)	全雲端智慧校園—舞動教學(Smart PASS)推動會(場次一)（2022-03-10 12:10:00 ~ 13:00:00）	遠距教學發展中心	2022-03-10 ~ 2022-03-10
110	2022 國際商務研討暨產學研發成果發表會	2022 國際商務研討暨產學研發成果發表會（2022-05-02 09:00:00 ~ 17:00:00）	國際企業學系	2022-05-02 ~ 2022-05-02
110	Accounting and Finance Association of Australia and New Zealand (AFAANZ) Conference 2022	Accounting and Finance Association of Australia and New Zealand (AFAANZ) Conference 2022	Accounting and Finance Association of Australia and New Zealand (AFAANZ) Conference 2022)	2022-07-03 ~ 2022-07-05
110	擔任大學申請入學書審及口試委員	擔任大學申請入學書審及口試委員	淡江大學風險管理與保險學系	2022-05-21 ~ 2022-05-22
109	World Risk and Insurance Economics Congress (WRIEC) 2020	World Risk and Insurance Economics Congress (WRIEC) 2020	World Risk and Insurance Economics Congress (WRIEC) 2020	2020-08-04 ~ 2020-08-05
109	109學年度大學學習課程校內座談會-場次1	109學年度大學學習課程校內座談會-場次1（2020-09-21 12:10:00 ~ 13:00:00）	高等教育深耕計畫辦公室	2020-09-21 ~ 2020-09-21
109	2020台灣經濟計量學會年會	2020台灣經濟計量學會年會	2020台灣經濟計量學會年會	2020-11-21 ~ 2020-11-21
109	台灣風險與保險學會年會	台灣風險與保險學會年會	台灣風險與保險學會年會	2020-12-19 ~ 2020-12-19
109	認識永續發展目標：知識管理「跨」環境教育創新成果分享(企管系涂敏芬老師)	認識永續發展目標：知識管理「跨」環境教育創新成果分享(企管系涂敏芬老師)（2021-04-13 12:00:00 ~ 13:00:00）	教師教學發展中心	2021-04-13 ~ 2021-04-13
109	AFAANZ Conference 2021	AFAANZ Conference 2021	AFAANZ Conference 2021	2021-07-05 ~ 2021-07-07
109	APRIA 2021 Annual Conference	APRIA 2021 Annual Conference	APRIA 2021 Annual Conference	2021-07-26 ~ 2021-07-28
109	赴淡水商工擔任大學申請入學模擬口試委員	赴淡水商工擔任大學申請入學模擬口試委員	國立淡水商工	2021-04-13 ~ 2021-04-13
108	108學年度新聘教師教學工作坊	108學年度新聘教師教學工作坊（2019-09-03 09:00:00 ~ 16:30:00）	教師教學發展組	2019-09-03 ~ 2019-09-03
108	教學實踐研究系列研習︰教學實踐研究計畫從無到有的構思經驗	教學實踐研究系列研習︰教學實踐研究計畫從無到有的構思經驗（2019-09-16 12:00:00 ~ 13:30:00）	教師教學發展組	2019-09-16 ~ 2019-09-16
108	iClass 學習平台教室管理工作坊(第二梯次)	iClass 學習平台教室管理工作坊(第二梯次)（2019-09-26 12:10:00 ~ 13:00:00）	教學支援組	2019-09-26 ~ 2019-09-26
108	2019年風險管理與保險學系生涯規劃與職涯發展講座	2019年風險管理與保險學系生涯規劃與職涯發展講座（2019-09-27 10:00:00 ~ 16:00:00）	風險管理與保險學系	2019-09-27 ~ 2019-09-27
108	【商管學院】「多元與創新」教學研習～主題：我的學習由我作主-專業知能服務學習導入課程	【商管學院】「多元與創新」教學研習～主題：我的學習由我作主-專業知能服務學習導入課程（2019-10-24 12:00:00 ~ 14:00:00）	商管學院	2019-10-24 ~ 2019-10-24
108	108學年度Mentee教師座談會	108學年度Mentee教師座談會（2019-12-03 12:00:00 ~ 13:00:00）	教師教學發展組	2019-12-03 ~ 2019-12-03
108	台灣風險與保險學會年會	台灣風險與保險學會年會	台灣風險與保險學會年會	2019-12-14 ~ 2019-12-14
108	赴金山高中擔任前進大學升學講座講師	赴金山高中擔任前進大學升學講座講師	新北市立金山高級中學	2019-12-23 ~ 2019-12-23
108	面對COVID-19之即時線上教學方案說明會暨工作坊(第5場)-商管學院	面對COVID-19之即時線上教學方案說明會暨工作坊(第5場)-商管學院（2020-02-25 13:30:00 ~ 15:00:00）	教學支援組	2020-02-25 ~ 2020-02-25
108	108學年第2學期個人資料保護與管理制度研習課程(線上課程)	108學年第2學期個人資料保護與管理制度研習課程(線上課程)（2020-06-01 08:00:00 ~ 2020-06-30 23:59:00）	教學支援組	2020-06-01 ~ 2020-06-30
108	為導生撰寫獎學金推薦信	為導生撰寫獎學金推薦信	財團法人中華開發文教基金會	2020-05-18 ~ 2020-05-18
108	出席大學申請入學面試	出席大學申請入學面試	淡江大學風險管理與保險學系	2020-04-25 ~ 2020-04-25

年度	獎項名稱	頒獎單位
111	Group Firms' Access to Internal Capital Markets: The Contingent Roles of Group Resources and Affiliates' Financial Weakness	淡江大學
109	The effects of business mix on internal and external reinsurance usage	淡江大學

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